Many people take unnecessary financial risks when they buy a used
vehicle or boat. Starting Thursday, July 1, a new online service
called Lien Check will offer consumers a low cost way to protect
When someone loans money to purchase personal property -- such as
a car -- the lender can register a lien on the property. This
means that if the borrower does not repay the loan, the lender
can take possession of the property. If someone purchased a car
second-hand, one which had an outstanding lien, the purchaser
could lose the car. It's also likely that the purchaser would
then have to take the person who sold them the car to court to
recover their money.
Lien Check is at www.servicens.ca/liencheck
and any computer that
is connected to the Internet can access the service. All searches
and payments are processed in a secure online environment.
Consumers can also access Lien Check through public terminals at
any Registry of Deeds or Access Centre in Nova Scotia. There is
no fee to use the terminal but standard search fees will apply.
"A Lien Check search only costs $7 and takes just a few minutes
on our website," said Gillian Shute, personal property registrar
at Service Nova Scotia and Municipal Relations.
For an additional fee, consumers can use Lien Check to look for
registrations in New Brunswick and Newfoundland and Labrador.
Prince Edward Island is expected to launch a similar service,
accessible through Lien Check, soon. Each province sets its own
While vehicles will likely be the most frequent searches, Lien
Check should be used before purchasing any of the following
serial numbered property: on- and off-highway vehicles (but not
bicycles), farm tractors and combines, boats and other water
craft, trailers, mobile homes, aircraft and outboard motors.
Searches are conducted using the serial number of the property,
such as the vehicle identification number (VIN) for a car, and
the province where the seller resides.
"Lien Check is a response to consumer demand," said Ms. Shute.
"We surveyed clients last year and 70 per cent of them said they
wanted an online service that they could access where and when
Lien Check is managed through Atlantic Canada On-Line (ACOL), a
joint effort of the governments of Nova Scotia, New Brunswick,
Prince Edward Island, and Newfoundland and Labrador, and UNISYS,
a private sector technology developer.
FOR BROADCAST USE:
Anyone buying a used car or boat or aircraft should try a
new online service called Lien Check before sealing the deal.
That's the advice from Service Nova Scotia and Municipal
Relations, which offers the service.
For only seven dollars, potential buyers can use the
Internet to search provincial government records to find out if
there is an outstanding lien on the property.
For an additional fee, consumers can check for outstanding
liens in other Atlantic provinces.
Walk-in service is also available at any Registry of Deeds
or Access Centre in Nova Scotia.
Anyone who buys personal property with a lien on it risks
having the property repossessed by the lender.
Contact: Kevin Finch
Service Nova Scotia and Municipal Relations
jal June 30, 2004 11:51 A.M.