The maximum amount payable per application is $80,000 for individuals and small businesses and $200,000 for non-profit organizations.
Applications for financial assistance from an individual, non-profit organization or small business operator will be subject to a $1,000 deductible
The amount of financial assistance provided for each accepted application is the lessor of the amount of the total eligible damage that exceeds $1,000, and the maximum amount payable under the program.
Claims may not exceed the estimated costs required to restore an item, property or facility to its immediate pre-disaster condition
As part of repair/rebuilding projects there may be things that can be done to reduce vulnerability to future emergencies. These improvements can be considered on a case-by-case basis to a maximum of 15% of the eligible damage
When household goods such as furniture, fixtures or appliances are to be replaced; only the value of basic models of such items will be allowed as replacements
When there is a choice between repair and replacement, the amount of assistance will be based upon the least costly option
Costs for repairing a structure to its pre-disaster condition will include the cost of repairing it to a condition that meets the prevailing building code
When a structure has been damaged beyond repair, assistance will be limited to the value of the property as indicated by the property assessment at the time of the loss
Casual labour provided by the owner and immediate family members to clean-up the damaged property will be eligible at the provincial minimum wage hourly rate up to a maximum of 100 total hours, if substantiated by a damage appraisal report