“Farms have high and low points
and the lender has to be there through everything.
The Nova Scotia Farm Loan Board
is like a partner in the farm.”
- George deVries, Colchester, NS

“The Nova Scotia Farm Loan Board
knows farming.”
- George deVries, Colchester, NS

“The biggest difference between the
Nova Scotia Farm Loan Board
and other lenders is the products they offer are better suited
to agriculture - they understand agriculture.”
- Michael Lightfoot, Kings County, NS

“The Nova Scotia Farm Loan Board
has given me the tools I need to be successful.”
- Luke denHaan, Annapolis Valley, NS

“I feel safe with the
Nova Scotia Farm Loan Board,
unlike a commercial bank.”
- George deVries, Colchester, NS

“They get to know you and your business;
see it first hand and understand your challenges.”
- Ian Tuttle/Ruth Tuttle, Cumberland County, NS

Nova Scotia Farm Loan Board

How to Apply


Applications will be considered from both existing producers and new prospective farmers for a variety of projects including, but not limited to farm acquisitions (i.e. farms as going concerns), land purchases, construction/improvement of buildings and rural agri-businesses development.

Loan Format

Financing is predominantly secured by real estate. Amortization is generally for a fixed term with payments scheduled on a monthly, semi-annual or annual basis. Equipment loans may be secured by real estate or by using equipment as security. Term rates are available to clients who fulfill certain criteria. See details of our current interest rates.

Loan Application Process

Applications are processed on the basis of a security appraisal, an assessment of the farming program and a review of the completed application form. Supplementary information may be required based on the situation under review. (i.e.: business plans) Preparing an Agri-Business Plan. Clients may complete the application form on their own, or call for a loan officer to assist or review it with them.

Making payments

Electronic funds transfer is the preferred method of payment. Payments by cash or cheque must be received at our Truro office.

If you wish to be set up for Electronic Funds Transfer (Pre-authorized Debit) complete the Payment Authorization form, attach a void cheque, and deliver or fax it to us. Our fax number is 902-895-7693.

Application Forms
Nova Scotia Farm Loan Board
Nova Scotia Farm Loan Board
Truro - Head Office

74 Research Drive
Bible Hill, NS B6L 2R2

Tel: 902-893-6506
Fax: 902-895-7693

Kentville - Field Office

Kentville Agricultural Centre
32 Main Street
Kentville, Nova Scotia, B4N 1J5

Tel: 902-679-6009
Fax: 902-679-4997