Lending Products
We can help improve the viability of farm operations in Nova Scotia.
Fixed Farm Mortgage
Fixed rate interest for the full amortization period, from 1-30 years.
Term Farm Mortgage
Term rate financing for 3-5-10 Term Options with 1-30 year amortizations.
The Quota Loan
The Quota Loan is for buying milk quota, egg quota, broiler quota, and turkey quota. Clients know that to grow production and keep a farm moving into the future, it takes a big roll of cash.
The Farm Debt Consolidator
The Farm Debt Consolidator is used as a cleanup tool for short-term payables, stagnant operating debt, medium term loans, and restructuring of long-term debt with other lenders.
Deferred Product Options
A deferred loan structure has been developed for general cash flow situations that require a principal deferment to help a farm manage its cash situation.
The “Jump Start” Program
Jump Start program is designed for new entrant farmers. In combination with the Provincial FarmNext plan this program can give a new farmer a real boost to get his or her farm life off to a great start.
“Fast Tracktor” - Equipment Financing
The Fast Tracktor loan authorization is an equipment purchasing line of credit. The loan option provides a preapproved equipment line of credit for clients requiring new or used equipment to sustain their operation.
Life Insurance
Life Insurance is available to most clients and is a requirement of your loan. Life insurance may be obtained through the Board's Creditor Group Life Insurance policy with Sun Life Assurance, or privately.
Truro - Head Office
74 Research Drive
Bible Hill, NS B6L 2R2
Tel: 902-893-6506
Fax: 902-895-7693
Kentville - Field Office
Kentville Agricultural Centre
32 Main Street
Kentville, Nova Scotia, B4N 1J5
Tel: 902-679-6009
Fax: 902-679-4997