Crop Insurance Plan for Forage
made under Section 6 of the
Crop and Livestock Insurance Act
R.S.N.S. 1989, c. 113
O.I.C. 95-21 (effective January 3, 1995), N.S. Reg. 6/1995
amended to O.I.C. 2024-23 (effective January 16, 2024), N.S. Reg. 7/2024
Table of Contents
Please note: this table of contents is provided for convenience of reference and does not form part of the regulations.
Click here to go to the text of the regulations.
Interpretation
Designation of perils
Designation of crop year
Duration of contract
Seeding date
Coverage
Established price
Premium
Evaluation of loss of production
Final date of insurance protection
1 This plan may be cited as the Crop Insurance Plan for Forage.
2 The purpose of this plan is to provide insurance against a loss in the production of forage
resulting from one or more of the perils designated in Section 4.
Interpretation
3 In this plan
“abandoned acreage” means where all or any acreage is not harvested due to an
insured peril;
“Act” means the Crop and Livestock Insurance Act;
“forage” means grasses and legumes produced for livestock feed;
“harvesting” means acreage cut or pastured;
“seeded acreage” means acreage seeded to grasses and/or legumes during the crop
year for the purpose of producing hay or pasture.
Designation of perils
4 The following are designated as perils for the purpose of this plan:
(a) winter kill;
(b) drought;
(c) insects;
(d) disease;
(e) flood (marshes, dykes required);
(f) excessive rainfall;
(g) frost;
(h) wind; and
(i) wildfire.
Designation of crop year
5 The crop year is the period from the date of seeding to May 31 in the year next following.
6 [repealed]
Application deadline
7 For the purpose of clause 4(2)(b) of the General Crop Insurance Plans Regulations made
under the Act, an application for insurance under this plan must be filed with the
Commission no later than October 15 of the crop year.
Duration of contract
8 A contract of insurance under this plan expires at the end of the crop year to which it
applies or in the event of a claim being paid to the insured person.
Seeding date
9 For the purpose of this plan, the final seeding date for insurance purposes shall be July 1
for legumes and legume grass mixture and September 1 for grasses or such other date as
the Commission approves.
Coverage
10 (1) All acreage of forage seeded with a companion crop, or seeded directly shall be
offered for insurance by each policy holder.
(2) The total guaranteed coverage shall be determined by multiplying the number of
insured acres by the coverage per acre.
(3) The maximum amount of indemnity for which the Commission is liable under a
contract of insurance shall be the amount obtained by multiplying the number of
insured acres by the established price option as prescribed in Section 11.
(4) Despite subsections (1) and (2), upon application in writing by an insured person, the
Commission may insure a forage crop to allow for claim adjusting at less than the
whole-farm level.
Established price
11 (1) For each crop year, the Commission shall establish price options for each insurable
forage crop and shall announce these options to insured persons before the beginning
of the crop year.
(2) An insured person shall select one of the price options as the established price to be
used for calculating premium and indemnity in their contract of insurance.
Premium
12 (1) The base premium rate shall be based on a methodology set by an actuary and
approved by the Commission.
(1A) The base premium rate must be adjusted by a factor approved by the Commission in
consultation with an actuary.
(2) Subject to subsection (3), the premium payable by an insured person shall be reduced
by any payments for premium made by the Government of Canada under the Farm
Income Protection Act (Canada) or the Province of Nova Scotia under the Act.
(3) The minimum premium payable by an insured person in each crop year is $50.
(4) An applicant for insurance under this plan shall pay their share of the total premium
at the time they file their application.
13 [repealed]
Evaluation of loss of production
14 (1) A minimum of 2 acres must be lost before any indemnity is payable.
(2) No indemnity is payable for loss of production in acreage that has been harvested or
pastured, except for acreage seeded in the spring with alfalfa mixture.
(3) Subject to subsections (1) and (2), the indemnity payable for loss of production of
forage in a crop year is calculated as follows:
(a) if all or part of an insured acreage is abandoned and destroyed, the maximum
indemnity payable is calculated by multiplying the total number of destroyed
acres by the established price determined under Section 11;
(b) if a portion of an insured acreage fails to establish a normal stand and is not
abandoned or destroyed, the insured person must be paid an over-seeding
benefit calculated by multiplying the total number of damaged acres by 50% of
the established price determined under Section 11.
Final date of insurance protection
15 For the purpose of this plan, the final date of insurance protection is May 31 in the
calendar year next following the application.
16 [repealed]
The following regulations are not yet in force and are
not included in the current consolidation: