Crop Insurance Plan for Strawberries
made under Section 6 of the
Crop and Livestock Insurance Act
R.S.N.S. 1989, c. 113
O.I.C. 95-21 (effective January 3, 1995), N.S. Reg. 6/1995
amended to O.I.C. 2024-23 (effective January 16, 2024), N.S. Reg. 13/2024
Table of Contents
Please note: this table of contents is provided for convenience of reference and does not form part of the regulations.
Click here to go to the text of the regulations.
Interpretation
Designation of perils
Designation of crop year
Application deadline
Duration of contract for day-neutral varieties
Deadline for notice of cancellation for June-bearing varieties
Coverage
Total guaranteed production
Established prices
Premium
Incorrect acreage
Final planting date for day-neutral varieties
Harvesting
Final date for insurance protection
Evaluation of loss
Harvest yield report
1 This plan may be cited as the Crop Insurance Plan for Strawberries.
2 The purpose of this plan is to provide for insurance against a reduction in yield of
strawberries in the first, second and third year of production, or in such manner as the
Commission approves, resulting from one or more of the perils designated in Section 4.
Interpretation
3 (1) In this plan,
“Act” means the Crop and Livestock Insurance Act;
“average insurable yield” means the average insurable yield of an insurable
strawberry crop determined in accordance with subsection 9A(3);
“strawberries” means varieties of strawberries accepted by the Commission for
insurance coverage in either of the following 2 crop types:
(i) June-bearing,
(ii) day-neutral.
“terms and conditions of the Contract of Insurance” means the terms and conditions
set out in the Contract of Insurance in Form 1 to the General Crop Insurance Plans
Regulations.
(2) For conversion purposes, a quart of strawberries weighs 0.6237 kg (1.375 lbs. or 22
oz.) and 1 kg equals 2.2046 pounds.
Designation of perils
4 The following are designated as perils for the purpose of this plan:
(a) winter injury;
(b) spring frost;
(c) hail;
(d) fall frost,
(i) for June-bearing varieties, at any time during the crop year, and
(ii) for day-neutral varieties, up to and including September 30;
(e) drought;
(f) excessive moisture;
(g) unavoidable pollination failure;
(h) off crop due to adverse weather;
(i) wind;
(j) insects;
(k) wildlife;
(l) disease; and
(m) wildfire.
Designation of crop year
5 (1) The crop year for strawberries is as follows:
(a) for June-bearing varieties, the period from September 1 in any year to August
31 in the next year;
(b) for day-neutral varieties, the period from April 1 in any year to September 30
in the same year.
(2) Notwithstanding subsection (1), the crop year may be deemed to commence upon
the date the application is received by the Commission.
Application deadline
6 For the purpose of clause 4(2)(b) of the General Crop Insurance Plans Regulations, an
application for a contract of insurance under this plan must be filed with the Commission
(a) for June-bearing varieties, before November 15 in the 1st crop year for which
the contract of insurance is to be in force;
(b) for day-neutral varieties, before March 31 in advance of each crop year for
which the contract of insurance is to be in force.
Duration of contract for day-neutral varieties
7 A contract of insurance under this plan for day-neutral varieties expires at the end of the
crop year to which it applies and is not continued in force for subsequent crop years.
Deadline for notice of cancellation for June-bearing varieties
8 For the purpose of clause 4(1)(a) of the terms and conditions of the Contract of Insurance,
a notice of cancellation of insurance under this plan for June-bearing varieties must be
given no later than September 15 of the crop year for which the cancellation is to be
effective.
Coverage
9 (1) All the area of strawberries owned or operated by an insured person and to be
harvested shall be offered for insurance coverage.
(2) The Commission may insure all or part of the area offered for insurance coverage.
(3) Upon application in writing by an insured person, the Commission may insure a
strawberry crop on the basis of variety, area, agronomic practice or specified perils.
Total guaranteed production
9A (1) An insured person shall select a coverage level of 70%, 80%, 85% or 90% of the
average insurable yield of an insurable strawberry crop for the purpose of
determining the guaranteed production for that crop in a crop year.
(2) The total guaranteed production for an insured strawberry crop shall be determined
by multiplying the selected coverage level by the average insurable yield for the total
area of that insured strawberry crop.
(3) The average insurable yield of an insurable strawberry crop is the potential
production of that crop as determined by the Commission from the insured person’s
yield records, subject to a methodology developed by an actuary and approved by the
Commission.
Established prices
10 (1) For each crop year, the Commission shall establish price options for each insurable
strawberry crop, and shall announce these options to insured persons before the
beginning of the crop year.
(2) An insured person shall select one of the price options as the established price to be
used for calculating premium and indemnity in their contract of insurance.
11 The maximum indemnity for which the Commission is liable under a contract of insurance
shall be the amount obtained by multiplying the total guaranteed production under Section
9 by the established price.
Premium
12 (1) The base premium rate shall be based on a methodology set by an actuary and
approved by the Commission.
(2) The base premium rate must be adjusted by a factor approved by the Commission in
consultation with an actuary.
(3) Despite subsection (2), the maximum discount shall be 50% and the maximum
surcharge shall be 100%.
(4) Despite subsections (1), (2) and (3), the minimum annual premium payable by an
insured person in each crop year is $50.
(5) The premium determined under subsections (1) to (3) includes premium payments
made by the Government of Canada under the Farm Income Protection Act
(Canada) and the Province under the Act.
13 (1) Where a contract of insurance is in force, the insured shall pay the premium less
premium deposit to the Commission not later than July 1.
(2) Interest of 1 1/2% per month will be charged on overdue accounts.
Incorrect acreage
14 (1) Where the actual measured acreage of strawberries in a crop year is less than the
insured acreage, the guarantee and the amount of insurance shall be reduced
accordingly and no refund of premium shall be made.
(2) Where the actual acreage of strawberries in a crop year exceeds the insured acreage,
the measured area yield will be prorated to the insured acres in calculating indemnity
payable.
Final planting date for day-neutral varieties
14A Day-neutral varieties must be planted by May 31 of the crop year.
Harvesting
15 All acreage of an insured crop shall be harvested unless the Commission, upon application
in writing, consents in writing to the abandonment of the insured crop or any part.
16 [repealed]
Final date for insurance protection
17 The final dates for insurance protection under this plan are August 31 for June-bearing
varieties and September 30 for day-neutral varieties, or any other dates determined by the
Commission.
Evaluation of loss
18 For the purpose of determining the reduction in yield of strawberries in a crop year and the
indemnity payable
(a) where the actual production is less than the guaranteed production, the adjustment of
loss shall be calculated by subtracting the actual production from the guaranteed
production and multiplying the difference by the established price per quart;
(b) where the loss or damage occurs prior to completion of harvest, the Commission,
upon application in writing by the insured person, may consent in writing to the
abandonment of such damaged acreage and the Commission shall determine the
number of damaged acres and potential production thereof.
Harvest yield report
19 No later than 30 days after the completion of harvest, an insured person must file a harvest
yield report with the Commission on a harvest yield report form provided by the
Commission for this purpose.
19A [repealed]
20 [repealed]
The following regulations are not yet in force and are
not included in the current consolidation: