Crop Insurance Plan for Vegetables
made under Section 6 of the
Crop and Livestock Insurance Act
R.S.N.S. 1989, c. 113
O.I.C. 2000-571 (effective April 1, 2000), N.S. Reg. 192/2000
amended to O.I.C. 2024-23 (effective January 16, 2024), N.S. Reg. 16/2024
Table of Contents
Please note: this table of contents is provided for convenience of reference and does not form part of the regulations.
Click here to go to the text of the regulations.
Citation
Purpose
Interpretation
Designation of perils
Designation of crop year
Deadline for notice of cancellation of insurance
Coverage
Total guaranteed production
Established prices
Maximum indemnity
Premium
Final seeding report
Final planting date
Incorrect acreage
Harvesting
Final harvest date
Harvest yield report
Evaluation of loss
Citation
1 This plan may be cited as the Crop Insurance Plan for Vegetables.
Purpose
2 The purpose of this plan is to provide for insurance against a reduction in yield of
vegetables resulting from one or more of the perils designated in Section 4.
Interpretation
3 In this plan,
“Act” means the Crop and Livestock Insurance Act;
“average insurable yield” means the average insurable yield of an insurable
vegetable crop determined in accordance with subsection 9A(3);
“final acreage declaration” means a signed declaration of cropping intentions
submitted to the Commission by an insured person pursuant to Section 14;
“insurable crop” means any crop of vegetables that has been planted by an insured
person in a crop year;
“terms and conditions of the Contract of Insurance” means the terms and conditions
set out in the Contract of Insurance in Form 1 to the General Crop Insurance Plans
Regulations made under the Act;
“total guaranteed production” means the guaranteed production as determined
pursuant to Section 9;
“vegetables” means all cultivars of broccoli, Brussels sprouts, cauliflower, cabbage,
fresh carrots, lettuce, onions, parsnips, processing carrots, rutabagas, and winter
squash produced in Nova Scotia, that are recommended by the Department of
Agriculture.
Designation of perils
4 The following are designated as perils for vegetables:
(a) frost;
(b) hail;
(c) disease;
(d) drought;
(e) excessive moisture;
(f) off crop due to adverse weather;
(g) wind;
(h) insects;
(i) wildlife; and
(j) wildfire.
Designation of crop year
5 The crop year for vegetables is the period from March 15 in any year to November 15 of
the same year.
6 [repealed]
7 [repealed]
Deadline for notice of cancellation of insurance
8 For the purpose of clause 4(1)(a) of the terms and conditions of the Contract of Insurance,
a notice of cancellation of insurance under this plan must be given before March 15 in
advance of the crop year for which the cancellation is to be effective.
Coverage
9 (1) All the area of each type of vegetable owned or operated by an insured person and to
be harvested is eligible to be offered for insurance coverage.
(2) If an insured person offers an area of vegetables for insurance coverage, the entire
area of that vegetable type must be offered for insurance coverage.
(3) The Commission may insure all or part of an area of vegetables offered for insurance
coverage.
(4) On written application by an insured person, the Commission may insure a vegetable
crop on the basis of variety, area, agronomic practice or specified perils.
Total guaranteed production
9A (1) An insured person shall select a coverage level of 70%, 80%, 85% or 90% of the
average insurable yield of an insurable vegetable crop for the purpose of determining
the guaranteed production for that crop in a crop year.
(2) The total guaranteed production for an insured vegetable crop shall be determined by
multiplying the selected coverage level by the average insurable yield for the total
area of that insured vegetable crop.
(3) The average insurable yield of an insurable vegetable crop is the potential production
of that crop as determined by the Commission from the insured person’s yield
records, subject to a methodology developed by an actuary and approved by the
Commission.
Established prices
10 (1) For each crop year, the Commission shall establish price options for each insurable
vegetable crop, and shall announce these options to insured persons before the
beginning of the crop year.
(2) An insured person shall select one of the price options as the established price to be
used for calculating premium and indemnity in their contract of insurance.
Maximum indemnity
11 The maximum indemnity for which the Commission is liable under a contract of
insurance shall be the amount obtained by multiplying the total guaranteed production by
the established price selected pursuant to subsection 10(2).
Premium
12 (1) The base premium rate shall be based on a methodology set by an actuary and
approved by the Commission.
(2) The base premium rate must be adjusted by a factor approved by the Commission in
consultation with an actuary.
(3) Despite subsection (2), the maximum discount shall be 50% and the maximum
surcharge shall be 100%.
(4) Despite subsections (1), (2) and (3), the minimum annual premium payable by an
insured person in each crop year is $50.
(5) The premium determined under subsections (1) to (3) includes premium payments
made by the Government of Canada under the Farm Income Protection Act
(Canada) and the Province under the Act.
13 (1) An insured person shall pay the premium less any premium deposit to the
Commission not later than August 1 for the current crop year.
(2) Interest of 1.5% per month or a minimum of $5 per month will be charged by the
Commission on an overdue account.
Final seeding report
14 (1) No later than 10 days after the final planting date, an insured person must file a final
seeding report with the Commission on a seeding report form provided by the
Commission for this purpose.
(2) The final seeding report filed with the Commission must not be amended by an
insured person without the written consent of the Commission.
(3) The Commission may revise the final seeding report and adjust the premium
accordingly, and shall notify an insured person in writing of any revision and
adjustment.
(4) An insured person is deemed to have agreed with the Commission’s revision and
adjustment under subsection (3) unless the insured person notifies the Commission
in writing no later than 10 days after the date the notification is mailed or delivered
by the Commission that the insured person rejects the revision and adjustment.
(5) After receiving notice from an insured person under subsection (4), the Commission
may decide that the contract of insurance does not apply for the crop year in which
the final seeding report was filed, and it shall notify the insured person in writing and
refund any premium deposit paid for that crop year.
(6) If no notice of rejection is provided under subsection (4), a final seeding report
revised under subsection (3) constitutes the final report for the crop year.
(7) If an insured person fails to file a final seeding report in any crop year, the
Commission may do 1 of the following:
(a) prepare the final seeding report;
(b) deem the insured area to be nil.
(8) The Commission shall mail or deliver a copy of any report prepared under
subsection (7) to the insured person and the insured person shall pay the premium for
the crop year for which the report was prepared.
Final planting date
14A(1) The final planting date must be announced by the Commission before the beginning
of the crop year.
(2) Despite subsection (1), the Commission may insure any area of vegetables planted
up to 7 days after the final planting date, but must reduce the insurance coverage on
that area by 5% for each day after the final planting date that the area remains
unplanted.
Incorrect acreage
15 (1) The Commission may measure the insured acreage by any method that it considers
proper.
(2) Despite Section 9, where the actual measured acreage of vegetables in a crop year is
less than the insured acreage, the total guaranteed production and the amount of
insurance shall be reduced accordingly and no refund of premium shall be made.
(3) Despite Section 9, where the actual acreage of vegetables in a crop year exceeds the
insured acreage, the measured area yield will be pro-rated to the insured acres in
calculating indemnity payable.
Harvesting
16 All acreage of vegetables shall be harvested unless the Commission gives consent pursuant
to clause 20(b).
17 [repealed]
Final harvest date
18 (1) The Commission shall establish and maintain a schedule of final harvest dates for
each insurable crop and shall provide these dates to an insured person before the start
of each crop year.
(2) Any part of an insured crop that has not been harvested before the final harvest date
established pursuant to subsection (1), shall cease to be eligible for insurance
coverage unless it can be established that the harvest of that crop was delayed due to
a peril designated in Section 4.
Harvest yield report
19 No later than 30 days after the completion of harvest, an insured person must file a harvest
yield report with the Commission on a harvest yield report form provided by the
Commission for this purpose.
Evaluation of loss
20 The reduction in yield of an insured crop in a crop year and the indemnity payable shall be
determined as follows:
(a) where the actual production is less than the total guaranteed production, the
adjustment of loss shall be calculated by subtracting the actual production from
the total guaranteed production and multiplying the difference by the
established price; or
(b) where the loss or damage occurs before the completion of harvest, the
Commission may consent in writing to a written request to abandon damaged
acreage, and shall determine the number of damaged acres and any potential
production.
21 [repealed]
22 [repealed]
The following regulations are not yet in force and are
not included in the current consolidation: