Crop Insurance Plan for Raspberries
made under Section 6 of the
Crop and Livestock Insurance Act
R.S.N.S. 1989, c. 113
O.I.C. 1999-440 (effective September 14, 1999), N.S. Reg. 90/1999
amended to O.I.C. 2024-23 (effective January 16, 2024), N.S. Reg. 10/2024
Table of Contents
Please note: this table of contents is provided for convenience of reference and does not form part of the regulations.
Click here to go to the text of the regulations.
Citation
Purpose
Interpretation
Designation of perils
Designation of crop year
Deadline for notice of cancellation of insurance
Coverage
Total guaranteed production
Established prices
Maximum indemnity
Premium
Incorrect acreage
Harvesting
Final harvest date
Harvest yield report
Evaluation of loss
Citation
1 This plan may be cited as the Crop Insurance Plan for Raspberries.
Purpose
2 The purpose of this plan is to provide for insurance against a reduction in yield of
raspberries resulting from one or more of the perils designated in Section 4.
Interpretation
3 (1) In this plan,
“Act” means the Crop and Livestock Insurance Act;
“average insurable yield” means the average insurable yield of an insurable
raspberry crop determined in accordance with subsection 9A(3);
“raspberries” means all raspberry varieties produced in Nova Scotia that are
recommended by the Department of Agriculture;
“terms and conditions of the Contract of Insurance” means the terms and conditions
set out in the Contract of Insurance in Form 1 to the General Crop Insurance Plans
Regulations made under the Act;
“total guaranteed production” means the guaranteed production as determined
pursuant to Section 9.
(2) For conversion purposes, 1 pint of raspberries weighs 0.3402 kg (0.75 lbs. or 12 oz.)
and 1 kg equals 2.2046 lbs.
Designation of perils
4 The following are designated as perils:
(a) winter injury;
(b) frost;
(c) hail;
(d) disease;
(e) drought;
(f) excessive moisture;
(g) unavoidable pollination failure;
(h) off crop due to adverse weather;
(i) wind;
(j) insects;
(k) wildlife; and
(l) wildfire.
Designation of crop year
5 The crop year is the period from November 1 in any year to October 31 in the following
year.
6 [repealed]
7 [repealed]
Deadline for notice of cancellation of insurance
8 For the purpose of clause 4(1)(a) of the terms and conditions of the Contract of Insurance,
a notice of cancellation of insurance under this plan must be given no later than October 31
in advance of the crop year for which the cancellation is to be effective.
Coverage
9 (1) All acreage of raspberries owned or operated by an insured person and to be
harvested shall be offered for insurance coverage.
(2) The Commission may insure all or part of the acreage of raspberries offered for
insurance coverage.
(3) Upon application in writing by an insured person, the Commission may insure a
raspberry crop on the basis of variety, area, agronomic practice or specified perils.
Total guaranteed production
9A (1) An insured person shall select a coverage level of 70%, 80%, 85% or 90% of the
average insurable yield of an insurable raspberry crop for the purpose of determining
the guaranteed production for that crop in a crop year.
(2) The total guaranteed production for an insured raspberry crop shall be determined by
multiplying the selected coverage level by the average insurable yield for the total
area of that insured raspberry crop.
(3) The average insurable yield of an insurable raspberry crop is the potential production
of that crop as determined by the Commission from the insured person’s yield
records, subject to a methodology developed by an actuary and approved by the
Commission.
Established prices
10 (1) For each crop year, the Commission shall establish price options for each insurable
raspberry crop, and shall announce these options to insured persons before the
beginning of the crop year.
(2) An insured person shall select one of the price options as the established price to be
used for calculating premium and indemnity in their contract of insurance.
Maximum indemnity
11 The maximum indemnity for which the Commission is liable under a contract of
insurance shall be the amount obtained by multiplying the total guaranteed production by
the established price selected pursuant to subsection 10(2).
Premium
12 (1) The base premium rate shall be based on a methodology set by an actuary and
approved by the Commission.
(2) The base premium rate must be adjusted by a factor approved by the Commission in
consultation with an actuary.
(3) Despite subsection (2) the maximum discount shall be 50% and the maximum
surcharge shall be 100%.
(4) Despite subsections (1), (2) and (3), the minimum annual premium payable by an
insured person in each crop year is $50.
(5) The premium determined pursuant to subsections (1), (2), and (3) includes premium
payments made by the Government of Canada under the Farm Income Protection
Act (Canada) and the Province under the Act.
13 (1) An insured person shall pay the premium less any premium deposit to the
Commission not later than July 1 for the current crop year.
(2) Interest of 1.5% per month or a minimum of $5 per month will be charged by the
Commission on an overdue account.
Incorrect acreage
14 (1) Despite Section 9, when the actual measured acreage of raspberries in a crop year is
less than the insured acreage, the total guaranteed production and the amount of
insurance shall be reduced accordingly and no refund of premium shall be made.
(2) When the actual acreage of raspberries in a crop year exceeds the insured acreage,
the measured area yield will be pro-rated to the insured acres in calculating the
indemnity payable.
Harvesting
15 All acreage of an insured crop shall be harvested unless the Commission gives consent
pursuant to clause 19(b).
16 [repealed]
Final harvest date
17 The final date for harvest shall be August 31, or any other date determined by the
Commission.
Harvest yield report
18 No later than 30 days after the completion of harvest, an insured person must file a harvest
yield report with the Commission on a harvest yield report form provided by the
Commission for this purpose.
Evaluation of loss
19 The reduction in yield in a crop year and the indemnity payable shall be determined as
follows:
(a) when the actual production is less than the total guaranteed production, the
adjustment of loss shall be calculated by subtracting the actual production from
the total guaranteed production and multiplying the difference by the
established price per pint.
(b) when the loss or damage occurs before the completion of harvest, the
Commission may consent in writing to a written request to abandon damaged
acreage, and shall determine the number of damaged acres and any potential
production.
20 [repealed]
21 [repealed]
The following regulations are not yet in force and are
not included in the current consolidation: