| This consolidation is unofficial and is for reference only.
For the official version of the regulations, consult the original documents on file with the Office of the Registrar of Regulations, or refer to the Royal Gazette Part II. |
| Regulations are amended frequently.
Please check the list of Regulations by Act to see if there are any recent amendments to these regulations filed with our office that are not yet included in this consolidation. |
| Although every effort has been made to ensure the accuracy of this electronic version, the Office of the Registrar of Regulations assumes no responsibility for any discrepancies that may have resulted from reformatting. |
| This electronic version is copyright ©
, Province of Nova Scotia, all rights reserved. It is for your personal use and may not be copied for the purposes of resale in this or any other form. |
Consumer Reporting Regulations
made under Section 25 of the
Consumer Reporting Act
R.S.N.S. 1989, c. 93
O.I.C. 74-93 (effective April 1, 1974), N.S. Reg. 12/1974
as amended to O.I.C. 2015-96 (effective June 1, 2015), N.S. Reg. 85/2015
1 The Act shall not apply to
(a) a consumer engaging in a transaction, other than relating to employment, in the
course of carrying on a business, trade or profession; or
(b) a police officer conducting an investigation in the ordinary course of his duty.
Registration
2 An application for registration as a consumer reporting agency or renewal thereof shall be
in a form as the Director may from time to time specify.
3 Fees payable to the Director are as follows:
(a)
|
upon application for registration or reinstatement of registration as a consumer reporting agency
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$133.35
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(b)
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for each branch office
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$30.90
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(c)
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upon application for renewal of license
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$33.00
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(d)
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upon letter of application for a duplicate certificate of registration when the original has been lost, stolen or destroyed |
$30.90
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Terms and conditions of registration
4 Every registration expires on the 31st day of March in each year.
5 (1) No person shall be registered as a consumer reporting agency unless the applicant
(a) if an individual, is of the full age of nineteen years or, if a partnership, if each
member of the partnership is of the full age of nineteen years and further if
each individual or member of the partnership is a Canadian citizen or has been
lawfully admitted to Canada and is ordinarily resident in Canada;
(b) if a corporation, is incorporated in Canada and registered to do business in
Nova Scotia.
(2) No person shall be registered as a consumer reporting agency unless the applicant
(a) if an individual, has at least two years of actual related experience in all phases
of consumer reporting;
(b) if a partnership, if each member of the partnership has at least two years of
actual related experience in all phases of consumer reporting;
(c) if a corporation, if the principle officers of the corporation and the managers of
the head office and of each branch thereof, have at least two years of actual
related experience in all phases of consumer reporting.
6 Every applicant for registration shall state in the application an address for service in Nova
Scotia and notification of any change shall be made to the Director forthwith.
7 Every person registered as a consumer reporting agency shall operate from a fixed place of
business in Nova Scotia that shall be open to the public during normal business hours.
8 No registrant shall operate a branch office in Nova Scotia unless such branch office has
been authorized by the registration.
9 Where the registration of a consumer reporting agency is revoked or suspended or where
the registrant has voluntarily gone out of business, he shall immediately return his
certificate of registration to the Registrar by registered mail.
10 For the purposes of compliance with subsection (c) of Section 15 [of the Act], the
disclosure of any change in the ownership of shares will only be required where the
ownership of twenty-five percent or more of the voting shares is changed.
11 An applicant for registration or for renewal of registration or [of a] registered consumer
reporting agency shall furnish the Director with information or material concerning its
officers, organization and operating practices and procedures and such information will be
furnished within a specified time limit and may require verification by affidavit if so
requested by the Director.
Additional forms
12 A voluntary cancellation of registration under subsection (1) of Section 7 of the Act shall
be in a form as the Director may from time to time specify.
Definitions
13 The definition of terms as set out in subsection (1) of Section 2 of the Act shall apply to
these terms where same are used in these regulations.
Legislative History
Reference Tables
Consumer Reporting Regulations |
N.S. Reg.12/1974 |
Consumer Reporting Act |
Note: The
information in these tables does not form part of the regulations and is
compiled by the Office of the Registrar of Regulations for reference only. |
Source Law
The current consolidation of the Consumer Reporting Regulations made under the Consumer Reporting Act includes all of the following
regulations:
|
|
|
|
12/1974 |
Feb 1, 1974 |
date made (note: Act proclaimed in force effective Apr
1 1974) |
unpublished1 |
164/1980 |
Oct
28, 1980
|
date
made
|
Nov
27, 1980
|
56/2004 |
May 1,
2004
|
date
specified
|
Apr 6,
2004
|
90/2007 |
May 1,
2007
|
date
specified
|
Mar
30, 2007
|
145/2008 |
Jun 1,
2008
|
date
specified
|
Apr
18, 2008
|
87/2009 |
Jun 1,
2009
|
date
specified
|
Apr
14, 2009
|
61/2011 |
Jun 1,
2011
|
date specified
|
Apr
15, 2011
|
87/2013 |
Jun 1,
2013
|
date
specified
|
Apr
12, 2013
|
85/2015 |
Jun 1,
2015
|
date
specified
|
Apr 8,
2015
|
The following regulations are not yet in force and are not
included in the current consolidation:
*See subsection 3(6) of the Regulations Act for
rules about in force dates of regulations.
Amendments by Provision
ad. = added
am. = amended |
fc. = fee change
ra. = reassigned |
rep. = repealed
rs. = repealed and substituted |
|
|
. 2.................................................... |
rs. 164/19802 |
3(1).................................................. |
fc. 56/2004, 90/2007, 145/2008, 87/2009, 61/2011,
87/2013, 85/2015 |
3(2).................................................. |
fc. 90/2007, 145/2008, 87/2009, 61/2011, 87/2013,
85/2015 |
3(3).................................................. |
fc. 56/2004, 90/2007, 145/2008, 87/2009, 61/2011,
87/2013, 85/2015 |
3(4).................................................. |
fc. 90/2007, 145/2008, 87/2009, 61/2011, 87/2013,
85/2015 |
12..................................................... |
am. 164/19802 |
|
|
|
|
Note that changes to headings are not
included in the above table.
Editorial Notes and Corrections:
|
|
|
1 |
Regulations in effect on April 1, 1977, and filed with
the Registrar before March 31, 1978, are exempt from publication under
subsection 24(2) of the Regulations Act. |
|
2 |
The amendments made by N.S. Reg. 164/1980 remove the
references to Forms 1, 2 and 3, which were part of the original
regulations. The forms themselves were
not specifically repealed but are no longer published with the
consolidation. Contact the Office of
the Registrar of Regulations for more information or to obtain copies. |
|
|
The clauses in Section 3 that were numbered as clauses (1) to (4) have been redesignated as clauses (a) to (d) for the purposes of this consolidation. |
|
|
Amendments to the Consumer
Reporting Act made by S.N.S. 2017, c. 9, repeal the definition of “Director”,
add a definition of “Registrar” (Registrar of Consumer Reporting Agencies) and
replace references to the Director throughout the Act with references to the
Registrar. |
Oct 27, 2017 |
Repealed and Superseded:
Note: Only
regulations that are specifically repealed and replaced appear in this
table. It may not reflect the entire
history of regulations on this subject matter.